fire

Fire!

Last year’s fire that spread through areas forested with pine trees was a good wake up call for people living in rural Hawke’s Bay. You need to prepare for fire danger.

Gifford-Devine

What happens to rural property when relationships break down?

When the Personal Property Securities Register (the PPSR) was established in 1999, most businesses were quick to catch on that it was a good idea to register security over goods that were sold under a line of credit. What wasn’t so easily recognised is that the register was designed to also capture leases of goods that are indefinite or extend past one year.

Gifford-Devine-property

Three tips to protect yourself from property related problems

How to avoid buying a property with insurance problems, how to protect your property title from unwanted searches, and how to avoid a hefty expense when selling a cross lease property with an altered flat plan. Here are the answers.

Gifford-Devine-rent

Rental properties: what happens when tenants don’t pay?

Rental properties are an excellent source of income if you need extra money, want to pay off your mortgage faster or save for your retirement… unless your tenant doesn’t pay their rent. If this happens, property lawyers advise you to take a deep breath and follow the appropriate steps to get rent payments back on track. These are the steps you need to take.

gifford devine

Is your agreement to lease working for your business?

People sometimes hurry into an agreement to lease commercial property. Time is money and delays to setting up a business can mean delays to generating income.

Gifford-Devine-shareholders-agreement

Shareholder Relationships: What happens if you need to break up?

Shareholders’ agreements are often compared to a marriage. In many ways this comparison is true, so what happens if you need to break up? In business, breakups happen for many reasons. Here are some pointers about how to avoid a costly mess.

gifford devine

The good, the bad and the ugly changes to business law

There are three changes to business law on the horizon. If you’re a small to medium business owner, we recommend you read this article so you’re armed with the right knowledge and not looking down the barrel of a legal shoot-out.

Gifford-Devine-kiwisaver

More on Kiwisaver, multi offers and insulation

What many people don’t know is that you can still use your KiwiSaver funds to purchase a home owned by a trust, or partly owned by a trust.

Gifford-Devine

Make money while you’re on holiday

An easy way to make a bit of money while you’re on holiday is to rent out your property as an Airbnb. However, it isn’t as simple as getting a booking and flying away. As an Airbnb host, you’ll need to consider income tax, GST and an ownership structure. Here’s what you need to know to get set up before you set off.

gifford devine

It’s your inheritance. Here’s how to keep it

A legacy or a gift in a will can significantly change your life, personally and financially. When a relative or friend does this, they want to show you kindness, but they usually also want the gift to benefit you personally, not other people like creditors, the Official Assignee or a de facto partner.